Bad Credit Services

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MEM Consumer Finance works with some of the leading introducers in the business including:

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To benefit from generous commissions and working with one of the fastest growing consumer finance companies in the UK, email our Broker Development Manager: broker-programme@mem-cf.co.uk for further information and our broker introduction pack.

The sooner you get in touch, the sooner we could be paying you incredible commission! Support Centre bad credit financing

Payday Loans: Payday UK Instant Online Decisions with No Faxing: Borrow up to 750 Payday Loans Online with Immediate Decisions with No Faxing. Borrow up to 750 Today! Payday UK Homepage Borrow up to 750, no faxing, no fuss, instantly! Existing Customers Login Here

How Safe is it All information is sent over a secure connection for your security! 1: About your details We use these details, to confirm that it is you making the application and so that we can contact you easily. 2: About your income We use these details to decide how easily and when you can pay us back. We do not inform your employer, or anyone else of your loan request. bad credit home loan mortgage

3: Legal Terms Please read and accept our data protection policies, we cannot offer a loan until you check the box to accept them. bad credit loan people

Your Payday Loan Application % You can borrow up to 750 today! % Simply fill in sections 1 - 3 below, and then we can make you a loan offer! % By signing online now, we can send funds to your bank today!

Please correct the fields highlighted in pink below bad card credit credit people

Need Help

Our customer service team is available to call from 08:45 to 18:30 Monday to Friday and from 10:00 to 16:00 on Saturday. bad credit guaranteed loan

1: Your contact details Title Choose Mr. Ms. Mrs. Miss Other First Name Last Name Email Address Email Address

We will send you confirmation of your loan via email. bad credit refinancing

We will not pass on your email address to any third party Re-type Email Address Home Phone Home Phone Format: Area Code Number Mobile Phone Work Phone Work Phone If we need to contact you at work, we will do so without informing your employer of the reason for our call. Date of Birth bad credit equity home loan

Post Code 2: Your income payday loan details Loan Amount( ) Loan Amount( )

We provide payday loans between 80 and 750. Money is sent to your bank on the same day! Primary Income Choose Full-Time Employment Part-Time Employment Temporary Employment Self Employed Unemployed Pension Disability Benefits Company Name Paid by Direct Deposit Choose Yes No bad credit loan payday

Payday Frequency Payday Frequency

We use this to work out when you can repay us after you have received your loan Note: We do not offer loans if you are paid weekly Choose Last Working Day of Month Four-weekly Specific Day of Month Last Monday of Month Last Tuesday of Month Last Wednesday of Month Last Thursday of Month Last Friday of Month bad credit repair

Net Monthly Pay( ) Net Monthly Pay( )

This is the actual money you receive after TAX Time with Employer Choose 2 Years 2-4 Years 4-8 Years 8 Years Your Debit Card Choose Switch/Maestro Solo Visa Delta Visa Electron No Debit Card Your Next Pay Date Your Next Pay Date bad credit home loan uk

If your pay date is within 7 days, we automatically postpone repayment to your next pay date at no extra cost. Format: dd/mm/yyyy 2nd bad credit mortgage

3: Acceptance of terms

I have read and accept MEM Consumer Finance Ltd s data protection policies* MEM Consumer Finance Ltd is a Subsidiary of MEM Capital Ltd Submit Application Submitting Application: Please Wait bad credit loan unsecured

*As part of your application, we will check the files of a credit reference agency Credit Reference Check We credit score your application, so that we can offer you a loan immediately and online with no faxing of documents! Need Help Call 0871 550 0073 bad consolidation credit loan

Payday UK Borrow up to 750, no faxing, no fuss, instantly! We charge 25 per 100 borrowed % nothing more! There are no administrative costs to set up the loan. Our Charges We charge 25 per 100 borrowed % nothing more!

There are no administrative costs to set up the loan. Our costs : 25 per 100 borrowed - nothing more! Apply Now! bad credit home loan new

I don t understand your APR

APRs are a good way of comparing similar products but are not effective when comparing different products. The following table demonstrates this: bad business credit loan

Comparing Installment Loans with Payday Loans

As you can see the APR for the two installment loans are the same but the actual interest repaid as a percent of the loan is hugely different % and much lower with a payday loan. You can also compare a payday loan against an unauthorised overdraft. Banks do not have to quote APRs for charges on unauthorised borrowing but the following example shows how the APR works for going just 5 over your overdraft limit and being charged just one 25 fee. bad credit lender mortgage

Comparing unauthorised overdraft to Payday Loans This is why we focus on telling you very clearly how much you repay in total rather than on the APR. Support Centre Excellent Customer Service Team. Call us or email us Email us We may also be contacted: By Fax

Payday UK PO Box 255 Bicester Oxfordshire OX26 4ZY Support Centre bad credit home loan mobile

To qualify you need to be over 18, employed, earn over 750 per month and have a valid debit card! payday loans, qualify for a payday loan, payday loan rules Do I Qualify for a Payday Loan To qualify, you need to:

• Be over 18 years old bad cash credit loan

• Be in full time employment bad credit loan private

• Take home more than 750 per month bad card credit debt

• Have a bank account with a valid debit card bad business credit loan small

Frequently Asked Questions Payday UK is a trading name of MEM Consumer Finance Ltd %

a subsidiary of MEM Capital Ltd. For more information, see the section % a href= about-payday-uk.html About Us% bad bankruptcy car credit loan

Considering a payday loan How long does it take to apply

Applying for a payday loan is very simple and fast! It only takes five minutes from start to finish % this includes signing for your loan! bad credit instant loan

How much can I borrow

The amount you can borrow depends on your personal circumstances but we lend from 80 up to 750. Money is sent into your account the same day! Our costs: We charge 25 per 100 borrowed bad credit equity loan

Why is your APR so high

APRs are a good way of comparing similar products but are not effective when comparing different products. The following table demonstrates this: Comparing Installment Loans with Payday Loans bad credit georgia home loan

Comparing unauthorised overdraft to Payday Loans

This is why we focus on telling you very clearly how much you repay in total rather than on the APR. application bad card credit

Do I qualify

If you are over 18, in full time employment and earning more than 750 a month, you are likely to qualify. All you then need is a bank account for us to pay the loan in, with a debit card for you to repay! bad credit home loan va

What information do you need

Our simple online form only requires the following information: bad credit home loa

• Your name and address bad car credit loan new

• Your date of birth bad credit home loan really

• Your contact telephone numbers and email bad credit fix

• Your work and pay details bad credit down home loan

• Your bank account and debit card details bad credit lender

Why do you need all my details

We are a responsible loan provider and this means that we need to verify: bad buy car credit

• That it is you taking out the loan bad bank credit loan personal

• That you are in full time employment and able to repay the loan bad credit home loan purchase

• That we put the money in your account and no-one else% account bad credit loan motorcycle

• That you can repay us in a simple and hassle-free way bad credit help home loan

Why do you credit score my application

We credit score your application so that we can make immediate decisions while you are online. It means you get your loan decision % nd money % quicker. arizona bad credit home loan

I have bad credit - will this affect my loan application

Not necessarily. We look at each application based on your recent circumstances. bad credit home loan motor

Does it matter that I don t have a debit card

We require you to have a debit card in order for us to take your loan repayment. auto bad credit financing

Getting my payday loan What do I have to do

Complete our simple application online. If you are approved, you will be asked to complete your bank and debit card details and then sign your loan agreement. We will do the rest! bad car credit loan used

When will I have my money

We will transfer the funds to your account on the same working day as your loan is completed. Some banks take up to 48 hours money transfers to clear. bad credit ct home loan

How will I get my money

It% paid directly into your bank account so you can access it as you would normally take cash from your account. bad credit diego mortgage san

Can I have more than one payday loan at the same time

No all other payday loans have to be repaid before another can be granted. This is because we are a responsible loan provider and want to ensure you can pay what you owe. bad credit mortgage people

Paying back my payday loan How do I repay my loan

Easy % we take the agreed repayment from your debit card on your next payday % there% nothing else for you to do. bad credit down home loan no

Can I defer my payment

Yes - although after deferring the payday loan twice we will ask you to start reducing the balance. This will incur new charges for every month the loan is due % but still at our fixed rate % there are no additional charges. bad company credit mortgage

My payday or debit card details have changed

If your payday has changed, or you have a new debit card, please contact our customer services team on 0871 550 0073 as soon as possible and they will make the necessary changes! bad credit home loan michigan

What if I have problems paying

We do understand that people% circumstances can change. If this is the case, you must let us know as soon as possible and we will do our best to help. The most important things to note are: bad credit home loan pa

• Don% borrow money you don% think you can pay back bad computer credit financing

• Talk to us and we will help as much as possible bad credit mortgage second uk

Customer Services What time are you open

Our websites are up 24 hours a day, 365 days a year! Our customer service team is available from 09:00 to 18:30 Monday to Friday and from 10:00 to 16:00 on Saturday. bad credit let mortgage

How can I contact you

You can contact our customer service team in the following ways: bad credit get home loan

I am very happy with your service % what can I do

Please let us know! We work very hard to keep our customers happy and it is always good to know when we%e succeeded. Some examples of satisfied customers can be found on our testimonials page. angeles bad credit los

I am not happy with your service% what can I do

At MEM Consumer Finance Ltd, we do everything we can to make sure our customers get the best possible service. However, sometimes, we don t get things right first time. bad credit home loan non owner

If you re not completely happy with our service, we d like to hear about it - that way, we can do something to put it right. atlanta bad credit home loan

Complaints Procedure How we will deal with your complaint

We want to: bad credit loan signature

• Make it easy for you to tell us about your complaint auto bad credit refinance

• Give your complaint the attention it deserves bad credit home loan ohio

• Resolve your complaint as quickly as possible bad credit home loan people

• Make sure you are satisfied with how your complaint was resolved bad credit first home loan

How and where to complain

If you re not satisfied with any aspect of our service, you can tell us about your concern in the following ways: bad colorado credit home loan

• By Telephone - 0871 550 0073 bad credit home iowa loan

• In Writing - Address your letter to: bad credit home loan nevada

The Customer Service Department: PO Box 255 Bicester Oxfordshire OX26 4ZY account bad checking credit

• By Email - customer.services@paydayuk.co.uk bad credit history mortgage

Please note that additional personal information should not be included in email messages for security reasons. We will respond by telephone or letter for the same reason. bad credit home mortgage

How long will it take

We will try to resolve your problems immediately. However, if we have not been able to resolve your complaint within one week, we will write to tell you: bad credit loan personal

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• When we will contact you again bad company credit repair

We will contact you regularly until your complaint has been resolved. If your complaint is particularly complex, it may take longer to resolve. If, together, we cannot reach an agreement by the end of eight weeks, we will: bad card credit credit

• Send you a letter giving our reasons for the delay and an indication of when we expect to provide a resolution bad car credit loan

• Refer your complaint to our Managing Director - they will issue the MEM Consumer Finance Ltd final response letter, which will explain our final position bad credit loan mortgage

You will also receive a leaflet explaining your referral rights to the Financial Ombudsman Service. For more information, please refer to the section on the Financial Ombudsman Service. auto bad credit loan

If you are unhappy with the way your complaint is dealt with

Our aim is to resolve your complaint as quickly as possible and to your complete satisfaction. If you re not satisfied with our action or explanation, you can ask for your complaint to be reviewed at a higher level You can write directly to the Operations Manager at the address shown above. bad credit mortgage refinance

The Financial Ombudsman Service

Our aim is to resolve all complaints internally. However if you are not satisfied with our suggested resolution, or if eight weeks have passed since you first brought your complaint to our attention, you have the right to refer your complaint to the Financial Ombudsman Service. If you want the Financial Ombudsman Service to look into your complaint, you must contact them within six months of the date of any final response issued. bad credit refinance

Simple online application - takes only five minutes. Money deposited into your bank the same day! How it Works Payday loans give you money and peace of mind, just when you need it!

Now you can meet unexpected small cash needs % ranging from unplanned weekends away to paying the emergency plumber just before payday. bad credit mortgage second

How do I get my payday loan Borrowing from Payday UK is simple and fast! We give immediate online decisions, without the need for faxes or post.

You are now just five minutes away from your payday loan!! bad credit loan student

All you need to do is:

• Fill in our simple application form and press % ubmit% /li bad card credit

• Within a minute we will tell you if you have been approved* bad credit financing

• Once you%e been approved, then enter your bank account details (so we can pay you) and debit card details (so you can repay us on your payday) and press % ubmit% bad credit home loan mortgage

• Your loan agreement will be displayed online for you to sign bad credit loan people

• We will transfer the funds the same working day. Please be aware that some banks do take a further 48 hours for the funds to clear. bad card credit credit people

Apply Now!

* Occasionally we will be unable to confirm all details automatically. Should this be the case we will ask you to fax in simple documentation for us to be able to approve your loan. bad credit guaranteed loan

Do I need a Payday Loan With a payday loan you can:

• Pay those Final Demand bills bad credit refinancing

• Take your partner away for a romantic weekend bad credit equity home loan

• Have extra spending money for your holiday bad credit loan payday

• Pay your MOT % just in time! bad credit repair

• Get the electrician to fix the TV without waiting until payday! bad credit home loan uk

• Do anything you wish, its your choice! 2nd bad credit mortgage

How much can I borrow We charge 25 per 100 borrowed % nothing more!

There are no administrative costs to set up the loan. Our costs : 25 per 100 borrowed - nothing more! bad credit loan unsecured

How do I repay my loan

Repaying your payday loan could not be easier. We simply debit the payment from your debit card on your payday for the agreed amount % no fuss and nothing further for you to do. bad consolidation credit loan

Can I defer my loan repayment

We do understand that occasionally people will need to borrow money for a second month. We call this a deferral. You will have to repay the charges and we suggest you pay as much as possible to reduce further charges. bad credit home loan new

If you feel you may need to defer your loan, please contact our customer services team on 0871 550 0073 where one of our dedicated advisers will be pleased to help you, or visit the Existing Customer Login . bad business credit loan

Existing Customers

Existing customers are provided with an Existing Customer Login and may apply there directly, meaning even less hassle! Support Centre bad credit lender mortgage

Link to Payday UK We re really happy you d like to link to us, and if you need any help, here it is. Text Link Guidelines

We are proud of our product and name, and so if you link to us, please use one of the following links, rather than a Bad Credits Bad Credit we occasionally see being used. bad credit home loan mobile

Simply paste the code into your HTML source file where needed:

a href= http://www.paydayuk.co.uk Fast Payday Loans /a a href= http://www.paydayuk.co.uk Payday UK /a a href= http://www.paydayuk.co.uk Get a Payday Loan Now! /a bad cash credit loan

The links should look as follows: Fast Payday Loans Payday UK Get a Payday Loan Now! Image Link Guidelines

If you would like to put image links on your site, let us know and we can provide you with some recent artwork. Support Centre bad credit loan private

Jargon Buster APR

• APR means Annual Percentage Rate bad card credit debt

• It is the way the law requires firms to show their interest rates. bad business credit loan small

• See our FAQs for more details bad bankruptcy car credit loan

• A credit score is a check done with a credit reference agency to confirm how well you manage your money bad credit instant loan

• We use this to approve your loan and confirm your identity bad credit equity loan

Debit Card

• Card attached to your bank account which takes payment directly from the cash in your account rather than on credit bad credit georgia home loan

• Means postponing full payment of your loan for one month by paying the only the charges application bad card credit

• This incurs another month% interest bad credit home loan va

• A short term loan which you repay on your next payday bad credit home loa

Terms conditions Terms and Conditions 1 The Website

1.1 The web site (www.paydayuk.co.uk) is operated by MEM Consumer Finance Ltd (registered number 04786727) whose registered address is MEM Consumer Finance LTD, 88 Wood Street, London, EC2V 7AJ ( MEM we , us , our ). bad car credit loan new

1.3 All our products and services are subject to the terms and conditions and disclaimers of the applicable agreement governing their use. bad credit home loan really

2 No offer

2.1 Neither the information, nor any opinion contained in our Website constitutes an offer to sell or solicitation or an offer to buy any financial instruments or any advice or recommendation with respect to such financial instruments. bad credit fix

3 Users Simple Application, Secure with Excellent Service Customer Testimonials With over 100, 000 loans placed, we can t list all our thank you letters!

Here are a few from July 5th 2007. bad credit down home loan

About Our Product The Best Site!

Quite simply the best site that I have used, easy, accurate, and you do exactly what you say. I had concerns about security, but having used you on many occasions, I now know that is not an issue. Many thanks for your help. Andy Gardener bad credit lender

Absolutely Award Winning!

I have received my loan this late afternoon, thank you. I just have to confess that, your service is absolutely award-winning. I have a great pleasure using your service. Thank you. Sutay Ceyhan bad buy car credit

Ease of Application

Thanks very much - I was very impressed with the ease of application and speed of the transaction. Initially I was a little concerned about certain details, but after speaking to one of your staff, I was suitably put at ease to feel secure... bad bank credit loan personal

I would hope in all seriousness that I don t have to use you again, but should the situation arise, you will definitely be my first choice... Ian bad credit home loan purchase

About Our Service Recommend to Friends

I found Payday Loans to be very thorough and efficient I have to admit I had never done anything like this on line before and was a bit dubious. I would recommend your service to friends. Although I don t need a payday loan at the moment I may use it in the future. bad credit loan motorcycle

Once again thank you very much. Audrey bad credit help home loan

Efficient Service

Thanks for all your help and your efficient service it has been much appreciated. Jaspal Bajwa arizona bad credit home loan

Helpful and Friendly

Just a thank you for your help in arranging my loan I found your staff to be very helpful and friendly I would use your company again, yours with thanks. Mr Adrian Gill Apply Now! bad credit home loan motor

Privacy Policy Responsible Lending MEM Consumer Finance Ltd is a responsible lender

• MEM Consumer Finance Ltd is committed to responsible lending auto bad credit financing

• Our charges

  are fixed and there are no hidden extras - so you know how much you will repay at all times bad car credit loan used

• Most of all, we will not lend you money we do not believe you can pay back bad credit ct home loan

• We follow all Consumer Credit and Data Protection Act guidelines to protect you, your personal information and provide you with understandable legal agreements bad credit diego mortgage san

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